How much is aaa car insurance a month in 2024?

How much is AAA car insurance?

When we look for car insurance, the most frequently asked question before buying AAA car insurance is, “How much is the car insurance per month?” The American Automobile Association (AAA) is an organization built up of all the motor clubs across the United States. Most people recognize AAA for its roadside assistance services, but few know that this organization also offers auto insurance. AAA has been providing roadside assistance to American citizens for over 100 years.

AAA Membership and Related Costs

Look, the first thing you should know is that to get car insurance coverage from AAA, you first have to take its membership. To understand how much it will cost to receive car insurance from AAA, you should know about the different memberships. The cost of the subscriptions available varies, and the services provided to you depend on which one you choose.

Below, we are giving information about various memberships –

Apart from all these benefits, you should pay attention to the fact that there are some remarkable benefits and that there can be a limit to towing. AAA also offers other services, including car buying, identity theft insurance, and driving lessons in some locations. There are also some other necessary fees that this organization waives for its members. The enrollment fee costs about $8 to $20. If you want motorcycle and RV benefits, an additional $35 to $85 will be added depending on the membership.

What Discounts does AAA provide to its Members?

After becoming a member of AAA, you get discounts at many places. All these discounts vary depending on your location. Let us know:-

AAA Membership Discounts

• 1% percent discount on car repair and body.
• Discounts on flower delivery, movie tickets, and food.
• 1% percent discount on oil change.
• Discounts on museums, amusement parks, and other entertainment.
• Free renewal subscription for new T-Mobile customers, discounts on cell phone bills and accessories.
• Discounts on moving trucks and rental cars.
• Discounts on vision care and prescriptions.
• Discounts on products of some electric companies.

How much is aaa car insurance a month?

AAA gives you better coverage with many benefits, but it all comes at a price. Yes, if you are looking for cheap, affordable car insurance. Then, AAA may cost you dearly as its rates are 14% higher than those of other insurance companies. AAA car insurance, for minimum coverage, will cost you around 50$ to 120$ per month, and the full coverage can cost anywhere from $100 to $300 monthly.

To get this insurance, AAA asks for your place of residence, driving record, and some personal information and, in return, offers you many fascinating benefits in car insurance. If you choose AAA insurance, you get many benefits. The cost of AAA car insurance is different for everyone. For example, a 21-year-old driver with a clean driving record costs about $300 per month, while a driver with a bad driving record pays $500 for the same insurance plan. Your expenses fluctuate depending on your age and driving record. We have explained this in the table below –

Here are some tips for reducing your AAA car insurance premiums:

You’ll be happy to know that lowering your AAA car insurance premium can save you money without compromising your coverage. Here are some practical tips that will help reduce your insurance costs:

• The first is bundled policies: If you bundle your auto insurance with other policies, such as homeowners or renters insurance, you can get a significant discount.
• Clean driving record: keep yourself away from accidents and traffic violations. It helps reduce your premium, as insurers always favor drivers with clean records.
• Always take advantage of discounts: AAA Insurance offers different discounts for its members, such as student discounts, multi-vehicle discounts, and defensive driving course discounts. Gather complete information about all these available options.
• Raise your deductible: Choosing a higher deductible means you pay more out of pocket in case of a claim, but it can significantly lower your premium. If you choose this, make sure you can afford the deductible.
• Always consider your coverage: Make sure you are paying for the policy that gives you enough coverage and not paying for coverage you don’t need. Consider dropping comprehensive and collision coverage immediately for older vehicles if the car’s value doesn’t justify its expenses.
• Please Have a good credit score: In many states in the US, insurance companies use credit scores to determine their premiums. If you have a good credit score, your rates may be lower.
• Try to drive less: Remember that if you drive fewer miles than the average, you may be eligible for low-mileage discounts, so always try to carpool, use public transport, and work from home if possible.
• Install safety features: Equipping your car with anti-theft devices, alarms, and other safety features to protect it from car theft can be less risky, and the policyholder can get good discounts.
• Review your membership benefits: AAA has always been a leader in the insurance world by offering special discounts and benefits to its members. Be sure to review AAA’s offers regularly to maximize your savings.

If you implement all of these tips, you will get the benefits of many coverages that can significantly reduce your AAA car insurance premium and give you peace of mind.

How can I contact AAA for services?

We are giving you below the contact numbers for every department of AAA and its related services. You can avail of services from this organization with this information –