What is the lowest price of auto insurance in Florida?
See, Geico is the first name among the companies providing the Lowest price auto insurance Florida. Subsequently, state farms and nationwide come. Along with this, your expenses for every month and year are in the table below. The cost of auto insurance in Florida depends on many factors, such as your age, what city you live in, what your driving record is, etc.
Currently, these are the lowest price auto insurance rates for full coverage in Florida (for 20-year-old drivers):
Company
Cost (Per Month)
Cost (Per Year)
Geico
$308
$3,701
State Farm
$426
$5,112
Nationwide
$457
$5,480
Travelers Insurance
$521
$6,251
AIG
$534
$6,408
Let us now know what is the lowest-priced auto insurance for minimum coverage in Florida (for 20-year-old drivers):
Company
Cost (Per Month)
Cost (Per Year)
Geico
$52
$629
Travelers Insurance
$89
$1,074
Nationwide
$92
$1,100
State Farm
$100
$1,203
Direct Auto
$141
$1,692
How to get the lowest price auto insurance Florida?
To gain auto insurance in Florida at the lowest price, you can take some essential steps, like:
Keep up with quotation updates: You should know that auto insurance companies in the US change their rates regularly, and you need to stay in touch with the auto insurance companies to stay updated about the rates.
Find out new offers and discounts: Today, almost every auto insurance company offers a variety of offers and discounts to attract new customers. That is why it is necessary to find out if there are any offers or concessions that you should currently avail.
Skip optional coverage: There are many coverages in the insurance plan that you do not need in certain situations, and if you drop this coverage, your premium gets automatically reduced. For example, comprehensive and collision insurance provides coverage for repairs to your car in many situations. But if your car is old and not worth much, you can skip comprehensive and collision insurance. The premium will automatically decrease, and you save your money.
Increase your deductible if possible: Auto insurance deductible is the amount you pay on your own before auto insurance begins. The higher your deductible, the lower the auto premium you’ll have to pay. Yes, but before that, check that you have enough money.
Maintain your credit score: Auto insurance companies in Florida depend on credit scores to determine policy rates, so if a driver keeps their credit score in good condition, they get a cheaper rate.
We are giving below the age-wise auto insurance rates at full and minimum coverage. All these rates are applicable from January 2024. You can see the rates according to your age.
Currently, the lowest price auto insurance Florida for full coverage (for drivers 30 years old) are:
Company
Cost (Per Month)
Cost (Per Year)
Geico
$152
$1,825
State Farm
$182
$2,181
Travelers Insurance
$185
$2,220
Nationwide
$237
$2,838
Progressive
$320
$3,840
Let us now know what is the lowest price auto insurance Florida for minimum coverage (for drivers over 30 years old):
Company
Cost (Per Month)
Cost (Per Year)
Geico
$29
$345
State Farm
$36
$437
Travelers Insurance
$40
$474
Nationwide
$51
$607
Direct Auto
$92
$1,104
The lowest price auto insurance rates for full coverage in Florida are (for drivers over 40):
Company
Cost (Per Month)
Cost (Per Year)
Geico
$144
$1,725
Travelers Insurance
$175
$2,098
State Farm
$177
$2,119
Nationwide
$233
$2,800
Progressive
$309
$3,713
And what is the lowest priced auto insurance for minimum coverage in Florida (for drivers over 40):
Company
Cost (Per Month)
Cost (Per Year)
Geico
$27
$320
State Farm
$35
$420
Travelers Insurance
$41
$489
Nationwide
$50
$600
Direct Auto
$86
$1,029
The lowest price auto insurance rates for full coverage in Florida (for drivers over 50) are:
Company
Cost (Per Month)
Cost (Per Year)
Geico
$141
$1,694
Travelers Insurance
$159
$1,905
State Farm
$169
$2,033
Nationwide
$221
$2,648
Progressive
$289
$3,470
What is the lowest-priced auto insurance for minimum coverage in Florida (for drivers over 50):
Company
Cost (Per Month)
Cost (Per Year)
Geico
$24
$291
State Farm
$33
$397
Travelers Insurance
$35
$423
Nationwide
$48
$572
Direct Auto
$80
$965
The lowest price auto insurance rates for full coverage in Florida are (for drivers over 60):
Company
Cost (Per Month)
Cost (Per Year)
Geico
$131
$1,569
Travelers Insurance
$154
$1,848
State Farm
$160
$1,917
Nationwide
$200
$2,404
Progressive
$279
$3,350
What is the Lowest price auto insurance Florida for minimum coverage (for drivers over 60):
