5 Simple Steps to Get a Jio Data Loan by SMS in 2024
Introduction to get Jio data loan
If you are doing some work on the internet and suddenly your data gets exhausted, then you will get worried, that too when you are traveling. But now you can get relief from this problem because now Jio users in India can get the facility of a Jio data loan. With this facility, you can take a data loan instantly. Let us know through which steps you can get a Jio data loan in 2024.
Steps to apply for the Jio Emergency Data Voucher facility:
You need to follow the steps below to get Emergency Data Voucher pack:
- Download the MyJio App on your mobile phones.
- Open MyJio App and go to menu on top left of the page
- Select ‘Emergency Data Voucher‘ under mobile services
- Click ‘Proceed’ on the emergency data voucher banner
- Select ‘Get emergency data’ option
- Click ‘Activate now’ to get the emergency voucher benefit
- Emergency data voucher benefit is activated.
What is a Jio Data Loan?
Reliance has started the facility of giving instant mobile data loans to its customers in case the data gets exhausted suddenly. This will provide great relief to the customers as they get data at the time of need.
Why Use a Jio Data Loan?
In this way you do not need to recharge your entire data, you can save time and money by taking a small data loan and use it in emergency situations. You get access to it immediately
Eligibility for Jio Data Loan
- Eligibility for Jio Data Loan
- You just need to have a Jio SIM card in use.
- And you must have sufficient recharge history in your Jio account.
How to Get a Jio Data Loan by SMS
- Open the SMS app on your mobile
- Type a new SMS to allow data loan
- Compose new message
- Type in the sms “Emergency Data Loan“
- Send SMS to Jio data loan number
- Jio network will automatically process your loan request
- Wait for confirmation SMS
- After some time you will receive a confirmation SMS from Jio informing you about the loan amount and validity.
- Now you can avail data loans.
- As soon as you receive the confirmation message, you can start using it immediately.
Note- These steps are for SMS based loans but they can change anytime. So you can check with Jio customer support once.
Alternative Methods for Jio Data Loan
Apart from SMS, you can also get a Jio data loan through other methods.
- My Jio app – You can also download this app and request for an emergency data loan.
- Jio Website: Users can also log into their account on Jio’s website to request data loans.
Repayment of Jio Data Loan
Full payment of Jio data loan – The data loan taken by you has to be repaid as per Jio’s terms and conditions. Mostly its amount is deducted from your next recharge.
Benefits of Jio Data Loan by SMS
Benefits of taking Jio data loan through SMS –
- Fast and convenient – No app or internet is required to take this loan.
- Easy way – You get data as per your requirement with just one SMS.
- Blessing in an emergency – At the time when you need the internet the most, you can get internet access immediately with one SMS.
Limitations of Jio Data Loan
- In times of emergency, Jio Data Loan gives you a small amount of data at a very low cost which is convenient for you.
- You have to pay the amount from your next recharge which is a temporary but suitable solution.
Jio Data Loan FAQs
The limit is determined by the total data you can borrow and the number of Jio loans you have. However, you can avail a data loan as many times as you want.
Mostly they are interest free but they deduct the loan amount from your next recharge.
Yes, but it is available in small quantities, you can use it only for browsing or any important work.
You become ineligible for another Jio data loan as Jio Services will not provide this facility to you again if you don’t pay the first amount.
My Jio app provides data loan facility in the emergency data section. Yes you can avail data loan from here also.
Mostly it is for prepaid users only but for postpaid users it gives another option for additional data.
Also Read: Home insurance in the US has doubled in the last two years!
Conclusion
Data loan through SMS is the most convenient option in times of emergency. You can get online instantly by just following a few steps and sending an SMS. But remember that it provides only a small amount of data. If you are traveling or do not have WiFi or are not in a position to recharge, then you will get some data through Jio data loan, which you can use to complete your important tasks.
